Fire & Smoke Damage Insurance Claims
Fire damage isn't always limited to what burned. Smoke, soot, and hidden damage can extend into areas of your home that may require additional evaluation.
At OUTLX, we help homeowners understand their insurance claims, identify potential discrepancies, and document the full extent of their property damage.
Watch First
Learn why fire damage claims can involve more than the damage you can immediately see.
Tell us a little about your claim. An experienced member of our team will review your information and contact you to discuss your options.
Official insurer correspondence, revised replacement-cost schedules, and documented appraisal awards demonstrating the difference thorough representation makes.
Residential dwelling | Fire damage
INITIAL DWELLING RCV
$147,797.77
UPDATED DWELLING RCV
$244,682.07
What The Documents Show
The insurer later issued an updated dwelling estimate; the revised combined estimate including other structures was $245,656.82.
Like-for-like dwelling estimates are compared; payments and other structures differ.
All Documented Results (5)
Residential dwelling | Fire damage
INITIAL DWELLING RCV
$147,797.77
UPDATED DWELLING RCV
$244,682.07
What The Documents Show
The insurer later issued an updated dwelling estimate; the revised combined estimate including other structures was $245,656.82.
Like-for-like dwelling estimates are compared; payments and other structures differ.
Real Experience. Documented Results.
Residential Fire Loss$442,000
Claim Value
Experience handling substantial residential fire losses — structural framing evaluation, charred roof trusses, contents, and soot migration.
Claim documentation available for verification prior to publication.
Commercial Fire Loss$2.4 Million
Claim Value
Wellington Plaza — extensive commercial structural fire loss with aerial documentation of destroyed roof framing, severe burning, and extensive smoke migration.
Industrial Fire Loss$3.5 Million
Claim Value
Heavy commercial facility and auto repair shop fire loss — structural frame evaluation, shop equipment, and extensive soot migration.
Residential Fire Loss$365,000
Claim Value
Severe residential electrical fire loss resulting in collapsed ceiling, structural roof damage, heat-distorted fixtures, extensive soot coating, and heavy personal property loss throughout living areas.
Residential Fire Loss$405,000
Claim Value
Origin-area fire with soot migration into adjoining living spaces and HVAC.
Multi-Family Residential$568,000
Claim Value
Heat and fire damage to roof framing, attic breach, and structural components across 4-plex residential units.
Residential Fire Loss$442,000
Claim Value
Experience handling substantial residential fire losses — structural framing evaluation, charred roof trusses, contents, and soot migration.
Claim documentation available for verification prior to publication.
Past claim results are specific to individual circumstances and do not guarantee future outcomes. Claim values are shown as documented claim amounts, not guaranteed settlements, unless individually verified.
What Our Clients Say
We are extremely grateful to have had the opportunity to work with Jordan. He helped us tremendously on an insurance claim for the loss of our home due to a fire. We recommend his service.
Photo from client Google review
Nicholas Gonzales
Fire loss of home · 4 reviews, 2 photos
Great experience with Jordan and Claim Genius. Maximized our payout for our claim and did follow up timely and consistently. Would recommend his services if you have a damage loss to your home, because insurance adjusters will not be looking out for your best interest; however, claim genius will look out for your best interest
Ramsey Olivares
Local Guide · 15 reviews · Fire & soot damage
My house cough on fire almost a year ago, fire department told us to stay in hotel for 2 night that they were going to provide, we accept the offer because they told us that. otherwise the insurance was gonna assume that everything was going to be alright if we decided to stay home and start the cleaning, therefore there wasn't be any claim to take care of, so we did stay in the hotel in the meantime we started with the insurance claim situation, I called a few people to seek estimates to repair my house, fire department told us that the claim amount was gonna be around 5 to 20k for repairs, so I had to be prepared but little that I know fire claims are very complex and people get into very difficult situations if they don't investigate and get informed about how to deal with this kind of things, after setting a few appointments with some subcontractors I called Jordan, he helped me out before to replace my house roof from hail damage at no cost out my pocket, so he came and brought a fire expert with him, after a few hours of inspecting and explaining, he told me, even promised to me that he was going to max out my insurance policy because of the type of damage my house went through, long story short, after almost a year and several inspections, moving ins and move out from place to place, my insurance max out our policy and sent us the full amount of our claim, one thing that I have to be very clear, without Jordan's help this wouldn't be possible, he's an absolute professional and expert in the matter, he went above and beyond, me and my family definitely recommend Claim Genius for cases like ours, he's trust worthy, very thorough, hard working and a kind human being but above all that, super professional, Thank you so much Jordan for your effort and hard work to put my family in the position that we are at right now, hope this helps to anyone that is going through a situation like mine. Once again, Thank you so very much for your help...
Juan Jose Tiscareno
House fire loss · Full policy limits secured
We are extremely grateful to have had the opportunity to work with Jordan. He helped us tremendously on an insurance claim for the loss of our home due to a fire. We recommend his service.
Photo from client Google review
Nicholas Gonzales
Fire loss of home · 4 reviews, 2 photos
Authentic, unedited Google reviews posted by verified clients.
Properly evaluating a fire loss means understanding how fire, smoke, heat, and firefighting efforts may have affected the property.
An accurate evaluation requires careful inspection, documentation, and an understanding of how different building materials respond to fire and smoke damage.
Smoke and soot may travel beyond the room where the fire started — into wall cavities, ductwork, and adjoining spaces.
Fire and heat can affect framing, roofing, and concealed building components that aren't visible on a surface check.
Furniture, clothing, electronics, and other belongings may require cleaning, evaluation, or replacement.
Fire mitigation and reconstruction are separate phases that may involve different scopes and types of work.
Meet Your Public Adjuster
Jordan Quiroz has spent more than a decade working in property insurance claims, including experience adjusting claims on behalf of insurance companies.
His professional background also includes roofing, fire and water restoration, and large-loss property inspections.
Today, he applies that experience to representing homeowners and commercial property owners throughout the insurance claims process.
Optional intro video — ready to upload when available.
Free Educational Resource
We've put together a simple guide to help.
The guide explains common issues homeowners may want to discuss with their insurance adjuster — including hidden damage, personal property, and documentation. It's available after you submit the same free review request above.
Get the Free GuideFree Download
Educational checklist
Complete the short form so we can understand your situation.
Our team evaluates the information available and determines whether further discussion or review may be helpful.
We explain our preliminary observations and how OUTLX may be able to assist.
Whether your fire just happened or you've already received an insurance estimate, we're here to help you better understand your claim.